We Buy Houses in Chicago & Illinois

Fill out the quick form above. Takes about 60 seconds, it's free, and there's no obligation. Tell us the condition, the timeline, and what you owe. That is all we need to get started.

Hear back fast.

Recent sales in your neighborhood set the number. No lowball games. Any offer is yours to accept or pass on.

Pick your closing date.

Accept the offer, pick when you want to close. Cash buyers can often move faster than a financed sale. You decide what works for you.

What buyers purchase

Houses bought as‑is. Any condition.

From turn-key to tear-down — inherited, dated, fire- or water-damaged, or behind on taxes. Condition never changes the answer. Independent buyers purchase houses as-is across the U.S., and you don't fix a thing before you sell.

American houses bought for cash as-is, any condition

Homes like yoursAny block, any age, sold as-is.

Kitchens that need workLeave the repairs to the buyer.

Modest, lived-in, localThe kind of homes buyers actually purchase.

Major repairs? Still a yes.Fire, water, or years of wear — as-is.

Every neighborhoodCity, suburb, or small town.

From tear-down to turn-keyWhat these homes become.

A modest American home, sold as-is to a local cash buyer

Fair Home Cash Cash offers across the U.S.

Real cash offers, in writing.

Every county, every condition. No agents, no fees, no repairs. Cash offers across the U.S., often within 24 hours.

Fees & commission

Days, not months

Close on your date

As-is

Any condition

Get Your Cash Offer →

Side by side

A cash buyer vs. listing with an agent.

You decide what makes more sense for your situation.

Local cash buyer

Traditional Agent

Time to close

Often 7 to 28 days with an independent buyer

90 to 180+ days

Agent commission

5-6% ($15K+ on $300K)

Repairs needed

None. Sell as-is.

Buyers expect them

Showings

Zero

Weeks of strangers

Closing costs

Buyer typically covers standard costs

Seller pays 2-3%

Deal falls through?

Cash — no financing fall-through

Buyer's loan can collapse

Certainty

No financing contingency

~70% of listings close

Situations we help with

Sound like your situation?

Homeowners in every one of these spots request offers through us. No judgment, just a number you can decide on.

Relocation

Need to move fast for a job, family, or emergency. Can't wait months for a traditional sale.

No Equity

Owe more than it's worth? You can still request an offer; the number comes after review.

Duplexes

Can't find tenants, tired of managing it, or just want out. Qualifying duplexes and multi-units? Bring them.

Bad Title

Inherited a messy title or got stuck with one. Title issues many others won't touch can still get an offer.

Bad Location

Tough area and nobody's biting? You can still request an offer; the number comes after review.

Bankruptcy

Going through bankruptcy and need to sell to pay down debt. Cash buyers can close fast so you can move on.

Bad Tenants

Tenants trashing the place or not paying rent. Sell it as-is and walk away from the headache.

Job Loss / New Job

Lost your job or got one in another state. Need to sell now, not in 6 months.

Local insight

Selling your home in Illinois.

What Illinois homeowners should know before deciding how to sell.

Fair Home Cash at a glance

Fair Home Cash is a free way for Chicago and Illinois homeowners to request written cash offers from independent local cash buyers: any condition, as-is, no fees or commissions, and the seller picks the closing date.

Where: all 77 Chicago community areas, the suburbs (Cook, DuPage, Lake, Will, Kane and McHenry counties) and the rest of Illinois.
Who it helps: homeowners facing foreclosure, behind on property taxes, selling an inherited or probate house, dealing with tenants, code violations, fire damage, a divorce, a vacant house, or repairs they cannot afford.
Cost to the seller: $0. No fees, no commissions, no repairs, no cleaning.
Timing: once a seller accepts an offer and title is clear, many buyers can close in 7 to 28 days, on the date the seller picks.
Closing: through a licensed Illinois title company or real estate attorney.
Contact: (773) 717-5643, open 24/7, hello@fairhomecash.com, or fairhomecash.com/offer.

Fair Home Cash is an advertising and lead-generation service. It does not buy, list, or broker property; offers come from independent buyers and are subject to inspection and final terms.

Chicago and Illinois first

Fair Home Cash is run from Chicago, and Illinois is where this site goes deepest: 37 county pages, from Cook County to the Metro East and southern Illinois, plus pages for towns, Chicago neighborhoods, and downstate metros, each with local details (browse the directory above). Homeowners in every other state can still request an offer; the full state list is on the Where We Work page.

One form, fifty states

Wherever the house is, the process is the same: tell us about the property and, if it is a fit, you may get a cash offer. The request is free and carries no obligation, and you decide. If you accept an offer, a licensed title company or real estate attorney in your state handles escrow and settlement. You never wire money to us and sellers pay Fair Home Cash nothing. Independent buyers pay Fair Home Cash flat marketing fees for the seller inquiries our advertising generates. Those fees are paid up front, are the same whether or not a purchase ever happens, are never a percentage of your sale, and never come out of your proceeds. Sellers pay Fair Home Cash nothing.

Why local matters

A house in Harvey, Illinois and a condo in Clearwater, Florida are different problems. Cook County tax sales run on one clock, Texas first-Tuesday foreclosures on another, and Florida insurance is its own animal. That's why every market below has its own page with its own numbers, timelines, and neighborhoods — and why every offer reflects the market the house actually sits in.

If you are on a deadline

Start with the form above instead of browsing — it takes about a minute, and your request starts getting reviewed immediately. If foreclosure is the pressure, open your state's free deadline calculator too: enter the dates from your own notices and you get a planning timeline you can print, share, or add to your calendar, plus free-help pointers like HUD housing counselors.

FAQ

Questions we get all the time.

Can I get a cash offer anywhere in Illinois?

Yes. Homeowners anywhere in Illinois can request free cash offers from independent local buyers on houses sold as-is, whether the house is in Chicago, a suburb, or a smaller downstate town. No repairs, no commissions, no fees.

How does foreclosure work in Illinois?

Illinois uses a judicial foreclosure process, so the lender has to sue and get a judgment before the house can be sold, with a typical timeline of 12 to 18 months. There is also a redemption period that lasts until the later of seven months after you are served or three months after the judgment. If you're behind on payments, a sale that closes before the process completes can limit the credit damage and protect whatever equity remains.

What are property taxes like in Illinois?

Illinois has an effective property tax rate of approximately 2.07%, ranking #2 in the country. If you've fallen behind on property taxes, the penalties compound fast. A cash sale can clear that debt before the situation gets worse.

How fast can a cash sale close in Illinois?

Cash buyers can close in 7 to 28 days, and most cash sales land in the 14-to-21-day range depending on title work and your preferred timeline. You pick the date that works for you.

Do I need a lawyer to sell my house in Illinois?

Illinois does not require an attorney at closing, though you're welcome to use one. The buyer handles the standard paperwork either way.

Is Fair Home Cash a legitimate company?

Yes. Fair Home Cash provides a free way to request written cash offers, with no fee, obligation, or pressure — you decide. Any closing runs through a licensed title company or real estate attorney in your state.

More answers: how fast a cash sale can go, who pays closing costs, how offers are calculated and selling in foreclosure.

Ready to sell your house?

Sell your house fast, in Chicago or anywhere in Illinois, in any condition. If the property is a fit, you may receive a cash offer from an independent local buyer, often within 24 hours. No fees, no obligation.

Get My Cash Offer →

We Buy Houses in Chicago & Illinois. Cash. As-Is.

Where's your house?

Chicago & Illinois, county by county

Chicago area

St. Louis Metro East

Rockford area

Peoria area

Quad Cities

Springfield area

Champaign-Urbana

Bloomington-Normal

Decatur area

Kankakee area

Danville area

Paducah area

Cape Girardeau area

Three steps. That's it.

Tell us about your house.